Our Programmes
Three Structured Paths — Built Around What You Actually Need
Each Fundwise programme is designed for a specific situation: setting clear financial goals, working through significant debt, or bringing financial literacy into the workplace. You choose the path that fits.
See the ProgrammesHow We Work
A Consistent Approach Across Every Programme
Every Fundwise programme follows a shared methodology, regardless of the topic. This gives you a predictable, well-structured experience from start to finish.
Intake & Assessment
We begin with a confidential intake conversation to understand your current situation, what has already been tried, and what a meaningful outcome looks like for you.
Structured Sessions
Sessions follow a deliberate curriculum with clear objectives for each meeting. Materials are prepared in advance and shared with you to review at your own pace.
Practical Application
Between sessions, you apply frameworks to your own numbers. Our role is to guide and clarify — the decisions and the work belong to you.
Wrap-Up & Templates
Each programme concludes with a review session and a personal reference document you keep. This summarises what was covered and your agreed next steps.
Programme 01
Financial Goal Setting Workshop
This workshop is for anyone who wants to move from a vague sense of "I should be doing more" toward a clearly mapped plan with dates, amounts, and priorities attached. Suitable for individuals at any income level and for couples navigating shared financial goals.
Short-term vs long-term prioritisation
We work through a framework for ranking goals by time horizon, importance, and feasibility — so you have a realistic sequence rather than a wishlist.
Linking goals to vehicles
We connect each goal to a savings or investment vehicle that is appropriate for that timeframe — not product recommendations, but category-level education so you understand your options.
Accountability structures
We help you design a simple tracking system you will actually maintain — one that suits your habits and schedule, not a generic template.
Follow-up templates included
You leave with working documents: a goal map, a priority matrix, and a savings rate calculator — all pre-filled with your own numbers from the sessions.
Programme 02
Debt Recovery Planning
This programme is for individuals carrying a level of debt that feels difficult to manage alone. It is built around structure, clarity, and respect — not judgement. We help you see exactly where you stand, and work through a recovery approach that you can sustain week by week.
Debt audit methodology
We walk through a systematic process for listing, categorising, and understanding all outstanding obligations — so nothing is overlooked and nothing is obscured.
Avalanche & snowball frameworks
We explain both major repayment prioritisation approaches, help you understand the trade-offs, and work out which is more appropriate for your specific debt profile and temperament.
Negotiation guidance
We cover what you can reasonably request from creditors, how to communicate in writing, and what to consider before engaging with a debt management service.
Rebuilding credit standing
We discuss how CTOS and CCRIS work, what factors influence your credit profile, and what steps, taken consistently, support gradual improvement over time.
One-on-one support option available — please ask when enquiring.
Enquire About This ProgrammeProgramme 03
Corporate Financial Wellness Programme
Designed for HR teams and people managers who want to offer meaningful financial literacy support to their workforce. We deliver on-site at your premises and customise module content to suit your employee profile — whether your team is largely new graduates, mid-career professionals, or approaching retirement.
Salary management fundamentals
Budgeting frameworks, spending categories, and how to handle irregular income — designed around Malaysian salary structures and cost of living.
EPF optimisation
Understanding contribution rates, voluntary top-ups, i-Invest options, and how EPF fits into a broader retirement picture — without oversimplification or overstatement.
Personal investment basics
An overview of common accessible investment categories in Malaysia — unit trusts, ASB, REITs, bonds — with clear explanations of risk, liquidity, and suitability.
Insurance selection guidance
How to assess personal insurance coverage needs, understand policy structures, and ask the right questions when reviewing or selecting a plan.
Customisable Modules
We adjust topic depth, examples, and terminology to suit your workforce's demographics, industry context, and knowledge baseline.
Group Size Up to 25
Each session is sized for meaningful participation. For larger teams, we can discuss a multi-cohort arrangement — please ask when you reach out.
On-site Delivery
Sessions are held at your workplace — minimising disruption to your team's schedule while keeping the setting familiar and comfortable.
Programme Comparison
Which Programme Suits Your Situation?
A quick reference to help you identify the most appropriate starting point. If you are still unsure, you are welcome to contact us before committing.
| Feature | Goal Setting | Debt Recovery | Corporate Wellness |
|---|---|---|---|
| Number of sessions | 2 | 4 | Flexible |
| Suitable for individuals | |||
| Suitable for couples | |||
| Suitable for organisations | |||
| Addresses existing debt | |||
| Goal mapping & templates | |||
| One-on-one option | |||
| On-site delivery | |||
| Price | RM 400 | RM 700 | RM 3,500/group |
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Not Sure Which Programme to Choose?
You are welcome to contact us before committing to anything. We are happy to talk through your situation and help you decide whether any of our programmes is a good fit — with no expectation either way.